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Yusr Current
Open your account
in about eight minutes.
Five short steps, all from where you're sitting. Most applications are approved on the spot and the account is ready to use before you put your phone down.
Yusr Current has no monthly fee and no minimum balance. Deposits are protected under the Saudi deposit protection framework.
What you'll need
Have these three things within reach before you start.
Your Saudi ID or Iqama
Valid and not expired. You'll scan the front and the back.
A mobile number in your name
Registered with a Saudi operator. We send a code to it to get started.
Your National Address
The one registered with Saudi Post. Your card is posted there.
You must be 18 or over and resident in the Kingdom of Saudi Arabia.
8 min
Median time from first tap to approved
9 in 10
Applications decided without a human review
SAR 0
Monthly fee and minimum balance
3–5 days
For your mada card to reach your door
Before you begin
Questions before you start
The things people ask us most on chat, answered here so you don't have to.
Visit the help centreA valid Saudi ID or Iqama, a mobile number registered in your own name with a Saudi operator, and your National Address as registered with Saudi Post. You'll also want somewhere with decent light for the ID scan. You need to be 18 or over and resident in the Kingdom.
Eight minutes is the median, and about nine in ten applications get a decision immediately. Behind the scenes we're confirming your ID against the national registry and running the screening checks every bank in the Kingdom is required to run before opening an account.
If something needs a closer look — a name that doesn't quite match, an ID close to expiry — a member of our onboarding team picks it up and you'll hear back within one business day.
Nothing is lost. We save your progress as you move through the steps, so if your battery dies during the selfie or you get pulled away after the ID scan, you can come back and pick up from exactly where you left off.
Sign in with the same mobile number and everything you'd already given us is still there — your details, your document scans, the lot. You carry on from the next step rather than starting the whole thing again.
Your virtual Yusr Card is in the app the moment your account opens, so you can add it to your phone wallet and spend the same day. The physical mada card is posted to your National Address and usually lands in three to five working days — often next day in Riyadh, Jeddah and Dammam.
You activate it in the app by tapping the card and entering the last four digits.
Usually it's glare, a shadow, or the card still being in its plastic sleeve. The app tells you what went wrong and you can retake the scan as many times as you need.
After three unsuccessful attempts the application moves to our onboarding team, who look at it by hand. They may ask you to record the short video again, or call you on the number you gave us to sort it out. That call comes within one business day.
No. The person the account belongs to has to complete the application themselves, because the face in the video has to match the photo on the ID being scanned. Helping a family member is fine — filling it in as though you were them is not, and the check will stop it anyway.
We don't offer joint accounts or accounts for under-18s yet. Both are on the roadmap.
There are no branches. Yusr is a digital bank licensed by the Saudi Central Bank, and everything — opening the account, replacing a card, closing the account — happens in the app or through our support team.
Ready when you are
The app is where it all happens
You can start your application here and finish it on your phone, or just download the app and do the whole thing in one sitting.
Not sure Yusr is for you yet?
Have a look at what comes with the account before you hand over a single detail.