Home/Yusr Send

Yusr Send

Money moves at the
speed of a message.

Send to anyone in the Kingdom by mobile number and it lands in seconds. Pay any Saudi bank account by IBAN. Set it to repeat, split it with a group, or ask for it back — without a single fee inside the Kingdom.

Transfers inside the Kingdom are free on every Yusr Current account. Instant transfers are sent over SARIE, the national payments network.

Send money

SAR 450.00

From Yusr Current · ····4471

NA

Nawaf Al-Harbi

From your contacts · 05x xxx 8842

Send now

Recent

Layla M.

Dinner · yesterday

−120.00

Rent · Al Nakheel

Recurring · 1st monthly

−3,800.00

Saud K.

Split · Umrah trip

+275.00

9 sec

Median time for a transfer to land

SAR 0

Fee on any transfer inside the Kingdom

2.1M

Transfers sent in June 2026

Every bank

In the Kingdom, reachable by IBAN

Instant transfers

A phone number is enough

If you know someone's mobile number, you can pay them. No IBAN, no bank name, no copying a 24-character string off a screenshot. Type the number, type the amount, confirm — and the money is there before you've put your phone down.

Any time, any day. Weekends, public holidays, three in the morning. Instant transfers do not wait for a working day.

You see the name before you send. We show you the registered name on the receiving account so you can catch a wrong digit before it costs you.

Add a note. "Dinner", "half the taxi", "for the car" — it shows up on both statements so nobody has to remember.

Confirm transfer

SAR 450.00

ToNawaf Al-Harbi
Receiving bankYusr
NoteDinner, Thursday
FeeFree
ArrivesInstantly
Sent · 08:02 · Reference YS-4471-90233

People you know

14 on Yusr
NA

Nawaf Al-Harbi

Tap to send

On Yusr
LM

Layla Al-Mutlaq

Tap to send

On Yusr
SK

Saud Al-Khaldi

Tap to send

On Yusr
HD

Hind Al-Dosari

Send by number

Not yet

Your contacts

Send to a name, not a number

Yusr checks the contacts saved on your phone so you can see which of them already bank with us. Your brother, your flatmate, the friend who always covers the bill — they appear at the top of the send screen with their name and photo, ready to pay in two taps.

No more scrolling back through a chat to find the number someone sent you last Ramadan. And it stays current on its own: as you add new contacts to your phone, they show up in Yusr Send the next time you open it, already matched.

Two taps to pay

Pick the name, enter the amount, done. The number is already there.

Always up to date

New contact in your phone today, matched in Yusr Send tomorrow.

More than one way

Every kind of transfer, in one place

Whether it's a one-off to a friend or the rent on the first of the month.

Bank transfers by IBAN

Pay an account at any bank in the Kingdom over SARIE. Enter the IBAN once, check the name we show you against who you meant to pay, and send. Most transfers clear within seconds; larger ones settle the same working day.

Save it as a beneficiary and the details are waiting for you next time — the landlord, the school, the workshop that fixed the car. Saved beneficiaries stay in your list until you remove them.

Scheduled and recurring

Set a transfer for a future date, or make it repeat weekly, monthly or on a day you choose. Rent, the family allowance, the standing arrangement with your sister — set it once and stop thinking about it.

You stay in control. Pause, edit or cancel any schedule from the app before it runs, and we'll tell you the night before each payment leaves.

Split a bill with a group

Add the people who were there, and Yusr works out who owes what. Split it evenly or set different amounts — one person paid for the shisha, everyone shared the mixed grill.

No awkward reminder. Everyone in the group sees the same running total, and a gentle nudge goes out from us instead of from you.

Request money

Ask instead of chase. Send a request with the amount and a note, and the other person pays it with one tap — whether they bank with Yusr or open the link somewhere else.

Track it. Every request shows as pending, paid or declined, so you always know where you stand without asking twice.

Limits

What you can move, and when

Every new Yusr Current account starts with the same standard limits. They are there to keep a stolen phone from becoming a stolen salary.

Need to move more?

Raise your limits yourself in the app under Settings › Transfers › Limits. You'll complete an extra verification step to confirm it's really you, and the higher limits — up to SAR 100,000 a day — apply straight away.

Transfer typeArrivesPer transferPer day
Yusr to Yusr
By mobile number or name
InstantlySAR 20,000SAR 50,000
To another Saudi bank
By IBAN, over SARIE
Seconds to same daySAR 20,000SAR 50,000
Scheduled or recurring
Counts on the day it runs
On the date you setSAR 20,000SAR 50,000
Split and requests
Paid as a normal transfer
InstantlySAR 20,000SAR 50,000

Limits are shared across all transfer types and reset at midnight Riyadh time. Transfers may take longer than usual if we need to check something with you first. Fees are SAR 0 for transfers inside the Kingdom.

Splitting, properly

Three taps and the maths is done

The bill arrives, one person pays, and then nothing happens for two weeks. Yusr Send closes that loop in about fifteen seconds.

Open an account
1

Pick the transaction

Open the payment on your statement and tap Split. The amount is already filled in.

2

Choose who was there

Tap the names from your contacts, or add someone by number. Split evenly or type each share.

3

Watch it come back

Each person pays with one tap. You see the total settle in real time, and Yusr does the reminding.

Common questions

Yusr Send, answered

No. Transfers to Yusr accounts and to other banks inside the Kingdom are free, however many you send. There is no charge for scheduling, splitting or requesting either.

Yusr Send is for transfers inside the Kingdom only. We do not currently offer international remittance.

Check the name we show you on the confirmation screen before you tap Send — it comes from the receiving bank and is your best protection against a mistyped digit.

If a transfer has already gone out, contact us straight away through in-app chat. An instant transfer cannot be reversed by us once it has settled, but we will contact the receiving bank on your behalf and ask them to return it.

Yes. Every transfer you send or receive appears in your activity feed straight away and on your monthly statement, with the amount, the counterparty, the note you added and the reference number.

Your transfer history and the beneficiaries you have saved stay available in the app for as long as your account is open, and are kept afterwards in line with the record-keeping rules that apply to a licensed bank.

Occasionally a transfer is paused while our systems take a closer look — a first payment to a new beneficiary, an unusual amount, or a payment made from a device we have not seen before. You will get a notification if that happens.

Most holds clear within minutes. If we need anything from you, we will ask in the app, and our team is available around the clock.

Yes, in two ways. If you have their IBAN, send it as a normal bank transfer over SARIE to any bank in the Kingdom. If you only have a mobile number, you can still send to it provided the number is registered for instant payments with their own bank.

Money requests work the same way — the person paying does not need a Yusr account.

Not for instant transfers. They run 24 hours a day, every day of the year, including weekends and public holidays.

A small number of larger transfers are sent as a same-day settlement instead. Those follow SARIE's working-day windows, and the app tells you before you confirm.

Send your first riyal today

Open a Yusr Current account in about eight minutes and Yusr Send is switched on the moment you're in.

Questions about a transfer? Our team is in the app 24/7 — or visit the help centre.